Are you a Saver in the 2nd half of life? (At or near retirement) A recent study/survey found that 61% of people fear outliving their money more than death!

This is a legitimate fear and very real possibility for many people who are taking more risk that they are aware of or feel comfortable with.

When it comes to the subject of retirement, we can learn a thing or two from the game of basketball. In the game of basketball, there’s a first half, half time and second half. In relation to your money, there’s a first half (accumulation phase). There’s a half time. This is when you sit down with your financial adviser (your coach) and judge how well you are doing. At half time, your financial statements are like the score board. They will tell you how well the game is going. As the years go by and you approach retirement, you are in the 2nd half of life. In the game of basketball, if you are loosing in the 2nd half, the players begins to focus on the next game. There’s always another game to be played. In the second half of your life, when does the game end? At your death!

Always remember: In the 2nd half of life, there are no do-overs. You have but one game to play.

It’s no secret that the stock market does two things very well. It goes up and it goes down. Sure, you have unlimited upside potential, but unfortunately, you also have unlimited downside potential. Many people unknowingly own investments that have a history of significant volatility.  If you are in the 2nd half of life, these market “corrections” can have a devastating effect on your retirement accounts. Even one correction can hurt you. Multiple fluctuations will drastically slow you down, and could even bring you to a screeching halt, much like trying to drive your car on an empty tank. There’s nothing worse than waking up and seeing that your retirement account has been slashed overnight by %35+ percent. This was a reality for millions of Americans back in 2008. Many of of these people years later, are just now getting back to the break even point. Undoubtedly, history will repeat itself and millions of Americans will find themselves separated from their hard earned money.

That’s why The WorryFree Retirement® was created. To address the all too real prospect of outliving ones money. The WorryFree Retirement®  is “Simple, Safe and Secure”…three words that describe this unique “philosophy” and “process” for helping people worry less about their money. It’s called The WorryFree Retirement® Process. There’s nothing like it in the industry. It is uniquely geared towards Helping Savers Worry Less About Money®  Are you a Saver? You can take the Three Personalities Of Money® financial profile test to find out what your predominate financial personality is. Simply Click HERE to take this test.

Ask yourself this:

  • Do you know what you’re paying for (what value are you receiving in return for the fees you are paying? If you do have investments in the market, Is someone actively watching your account daily with a focus on protecting your hard earned money in all market cycles?
  • Do you know WHY you have the funds that you have?
  • Do you know how much you are paying (fees, commissions)?
  • Do you know the amount of risk your investments are taking and how did your specific holdings fare in the last market downturn?
Learn More About The WorryFree Retirement

If you are in the second half of your life and wondering how you are going retire Worry Free, then consider our no cost, no obligation WorryFree Retirement® process. The goal in the 2nd half of life is to enjoy your money.

You can learn more by scheduling a no cost consultation with David by clicking below or call: (501) 218-8880.


Do you have more questions about The WorryFree Retirement®? Check out our FAQ’s

Meet With David

Additional Reading and Resources for those in the 2nd half of life:

Are you a saver and in the second half of life? Find out what your predominate financial personality is. Are you a saver, an investor, or a speculator? Find out by taking the Free financial profile test today. The 3 Personalities of Money® test was developed by a team of academics at Western Kentucky University. You can take the test by clicking HERE.